Terms of Use


The materials and information in this website and the book 'Loving your Life!' (LyL) (in its various editions and forms) are provided as is, without representation, endorsement or warranty (express or implied) of any kind. This publication is designed to provide accurate and authoritative information about the subject matter covered, and best attempts have been made to provide the most accurate and valid information, but the publishers and author do not warrant that the information is complete or free from inaccuracies. The website information and LyL publication are provided with the understanding that the publishers and author are not engaged in rendering medical, psychological, financial, legal, or other professional services. If expert assistance or counseling is needed, the services of a competent professional should always be sought.

Warning: If you suffer from serious medical or psychological conditions, please consult your doctor or health-care professional before utilizing any of the patterns or information contained in this website or the Loving your Life! publication to ensure it is appropriate to do so.

Trademarks: All brand names and product names used in this website or the book are trade names, service marks, trademarks, or registered trademarks of their respective owners. Neither the publishers nor the authors are associated with any product or vendor mentioned in the book. For permissions and specific trademark acknowledgements please refer to the Acknowledgements section of this website.

Affiliation Disclosure: Note that links on our website to Heartmath, MyCalmBeat and WildDivine products or services may be affiliate links and mBIT International Pty Ltd may receive affiliate payments for referrals on sales that are made via click throughs from such links on this site, from links in emails sent by mBIT International Pty Ltd and from links on the LyL, AE2H, mBraining or mBIT Coaching Facebook pages.

Legal Disclaimer

As indicated above, the author and publishers have used their best efforts in preparing both this website and the Loving your Life! book and Generative BookJourney materials. The website and publications contain ideas, opinions, tips and techniques for improving happiness, love, wisdom and human performance. The materials are intended to provide helpful and useful material on the subjects addressed. The publishers and author do not provide or purport to provide you with any medical, health, psychological or professional advice or service or any other personal professional service. You should seek the advice of your own medical practitioner, health professional or other relevant competent professional before trying or using information, exercises or techniques described in this website or publications.

The publishers and author, jointly and severally, make no representations or warranties with respect to the accuracy, reliability, sufficiency or completeness of the contents of this website or Loving your Life! publications (including the LyL Generative BookJourney materials) and specifically disclaim any implied warranties or merchantability or fitness for any particular purpose. There are no warranties which extend beyond the descriptions contained in this paragraph. The accuracy and completeness of the information provided herein and the opinions stated herein are not guarantees, nor warranties to or towards the production of any particular result, and the advice and strategies contained herein may not be suitable for every individual.

You read this website and/or Loving your Life! publications with the explicit understanding that neither the publishers, nor author shall be liable for any direct or indirect loss of profit or any other commercial damages, including but not limited to special, incidental, punitive, consequential or other damages. In reading or using any part or portion of this website and/or LyL publications, you agree to not hold, nor attempt to hold the publisher or authors liable for any loss, liability, claim, demand, damage and all legal cost or other expenses arising whatsoever in connection with the use, misuse or inability to use the materials. In jurisdictions that exclude such limitations, liability is limited to the consideration paid by you for the right to view or use these materials, and/or the greatest extent permitted by law.

Refund Policy: Please note that mBIT International's refund policy is that no refund is provided on programmes once a programme has commenced, withdrawal from a course or programme within 1 week or after commencement of start date leads to default of the full course or programme fee.

All material on this website is Copyright © 2015 mBIT International Pty Ltd and Generative Designs Pty Ltd.